The birth of a child is a real happiness in every family. If you have already received gifts from friends and relatives, the matter is not limited to this moment. After all, a children's card is waiting for you, serving as an excellent tool for paying for various goods for babies and mothers. One has only to collect all the necessary documents and go to specialized authorities to receive this card. In a month you will have this card in your pocket. This article will cover a few common questions, in particular - how to check child card balance.
Traditionally, such cards are presented in two variations. According to legislation related to supporting families with children. Cards allow you to receive profitable discounts and bonuses in various children's areas.
Features of checking the balance state
As soon as a personal children's card is issued, the transferred allowance is already on it. Its size may vary depending on the number of children in your family. There are several relevant ways to get information about your card balance.
- Using the ATM service;
- activating the Internet banking service and using online balance check options from a phone, tablet, smartphone or personal computer;
- making a call to the telephone number 329 50 12 and using the automatic informant service;
- inspection of the receipt document after the purchase.
All these methods allow you to check the status of the card balance after each purchase. In a similar way, you can carry out verification activities on the Plantain map, you can familiarize yourself with this process in more detail.
Additional options and features
The paper envelope you received at the card acquisition center contains your card. There is also additional information containing a list of pharmacies, store establishments that accept payment by children's card. As in the case of conventional cards, the PIN code is widely used here in order to pay for commodity items at the checkout of stores in order to successfully confirm certain transactions.
Features of banking connection
Since there are not always ATMs nearby, in order to obtain information about the balance, you must have constant access to the Internet and banking. Employees of the relevant bank can assist in connecting it. In general, the operation involves the implementation of only three operations.
- Contacting the bank office in order to obtain a login and password for the registration process. This information will be sent to your phone as an SMS message. The same procedure can be accomplished through the transition.
- After that, you need to go to the banking site and enter the necessary data. After that, you will receive a code in SMS. If the password is entered incorrectly, the system will temporarily block the ability to enter the site. At the end of this process, everything repeats.
- Next, enter the code received in the message and press the "enter" button.
The process is considered complete, the user can change the password and enter a more familiar and memorable value.
It's important to know!
- If your family is recognized as low-income, you will receive not only lump-sum payments, but also monthly benefits;
- the money that is on the card can be fully spent before the baby is one year and nine months old;
- for funds that have not been spent, the bank accrues 1.5% per year.
The children's social card is beneficial, so the rational use of the children's card will contribute to the rational use of funds.
On the territory of St. Petersburg, there are many social programs aimed at supporting low-income and young families with children. One of such programs is a social children's card. All kinds of federal and regional benefits are paid to a special plastic card. The financial organization "Bank Saint-Petersburg" serves plastic cards. Citizens have been using this program since 2004. But this product does not work like a typical bank card. It can only be used in a limited number of stores to purchase goods from a certain category. Due to limited functionality, confusion arises and not everyone understands where and how to use it and how to find out the balance of a children's card.
Who is given a children's card
Families in which a child has recently been born have the right to this benefit in St. Petersburg. The card on the occasion of the birth of the baby receives a payment from the governor, plus several additional benefits. A card is issued after contacting the competent authorities of the parents of a baby not older than one and a half years. Registration takes one month from the date of submission of the full package of documents.
Parents receive on the card account:
- compensation on the occasion of the birth of a baby;
- regular allowance;
- a special allowance for a family where the child, one or both parents are disabled.
Documents are provided by parents to the MFC or the department of social protection. The application can also be left on the website of public services. When making a remote application, you must send scans of documents.
The list of documents includes:
- passport with registration;
- birth certificate (child);
- document with registration of the child;
- marriage or divorce certificate.
In some cases, the institution may ask for a certificate confirming the fact of registration for pregnancy.
Approximate date of crediting funds to the card
No official document specifies the dates for the transfer of funds, but most often they come on the first or last working days of each month. The bank transfers the money almost as soon as it receives it. Delays are possible only on the side of the budget organization.
Balance check methods
Thanks to the technical capabilities of Bank Saint-Petersburg, cardholders find out the balance of funds on their account at any time. You can perform the operation in several ways:
- Via Internet Banking. The most convenient and affordable way. The service is connected free of charge. Information about the balance is available in the user's personal account on the bank's website. Owners of modern gadgets with Internet access get the opportunity to monitor the balance from anywhere. In addition, Internet banking offers users many other options. In your personal account, you can not only check the balance of the children's card, but also get acquainted with the list of recent transactions, set a block, reset the number of incorrect entries PIN.
- Through an ATM.
- With notifications. Information will be sent by email or SMS.
- By contacting the office of a financial institution. In addition to providing information about the balance on the card, at the request of the cardholder, a paper statement is provided for all transactions: the amounts of debits and credits, types of transactions, dates of their completion, commission rates, code numbers of ATMs and other devices that accepted the card, payment numbers, bank details. In case of discrepancy between the data in the statements and the actual information on the transactions performed, the client has the right to apply to the bank application with a written claim.
- With the help of an automatic informer. To obtain information, the client calls the bank's hotline.
- By check. After paying for the goods with a card, the client is issued a check. It has a section with information about the balance called "Available Balance".
Outcome
Of all the above methods, the most convenient and affordable is the Internet bank. The client will receive the most detailed information about his card by contacting a branch of a financial institution. Other methods of checking the balance (ATM, information on the check and alerts) are no less convenient, but they only inform about the current situation.
