In Belarusbank, they issue debit cards, as well as an installment card. The conditions for how to get a card in Belarusbank vary, depending on the type of banking product.

Types of cards in Belarusbank

Belarusbank issues debit, credit and card installments. A debit card can be obtained for payments for goods and services, cash withdrawals. A credit card and an installment card are issued when there is not enough personal funds for purchases. The main difference between them is that no interest is charged on the installment card.

The client can choose a card from the payment system:

• VISA;
• MasterCard;
• Belkart.

Conditions for obtaining cards in Belarusbank

Conditions depend on the type of banking product. There is a certain limit on credit cards. On the installment card, it is possible to accrue interest on the balance of funds stored in the account. involves the accrual of bonuses or cash back, discounts in partner organizations.

To issue a card in 2020 at Belarusbank, you must provide:

• statement;
• passport;
• information about income (only for obtaining a credit card);
• other documents at the request of the bank.

The amount of annual service depends on the specific product taken and the service package used. Premium cards that allow you to withdraw money from any ATM in the world without commission will be much more expensive. But they do offer premium service.

With the help of our site it is possible to apply for. At the same time, you can compare all the card products of Belarusbank on this page.

October 19, 2016 27217

Fortunately, not a single "plastic" is made for prohibitively long - you will not have time to grow old :) Today in Belarusian banks the term for issuing cards does not exceed 10 days. However, once at a time it is not necessary, and sometimes the card is needed urgently.

Situations are different. For example - vacation is on the nose, and the Internet suddenly appeared plane tickets at a tempting price. One bad luck - there is no bank card for payments abroad. For such cases, instant registration is useful. Who provides this service?

To help you with your choice, we have prepared a hint table.

Also, from it you can find out what is the difference among banks in the time of issue, whether there is a time difference between registered / unnamed cards and how much is the surcharge for urgency. Use and choose the most convenient option for you.

Bank	Unnamed card	Name card	Fee for urgent registration of a personal card
	in place	3-7 working days	12 rubles
	in place	7-10 days	10 rubles to the cost of the card
	only within the framework of the "Care" package (pension accrual). Issued locally.	10 days	15 rubles
	on site (if you have a card)	from 1 to 7 days	15 rubles
	from 2 to 5 days		15 rubles
	credit cards only, on site	3-7 days	15 rubles
	there are no such cards	3-5 days	15 rubles
	in place	up to 7 days	15 - 25 rubles
	in place	up to 7 days	15.90 (only in Minsk)
	in place	5-7 working days	10 USD
	there are no such cards	up to 3 days	20 rubles
	in place	7-10 working days	20 rubles (only in Minsk)
	are intended only for clients who receive a pension on the Bank's card, and for clients applying for a credit on the card. In place.	up to 10 days	20 rubles (in some branches of Minsk)
	in place	3-7 working days	3 hours - 50 rubles, during the day - 20 rubles
	in place	up to 10 days	25 rubles
	in place	up to 10 working days	32.50 rubles
	Visa Electron, on site	4-6 days	30 USD
	instant card Belkart-Premium-Maestro	up to 5 days	no service
	Visa Classic Unembossed "Fast and Furious" (on site)	3-10 days	no service
		up to 10 days	no service
	credit cards only (on site)	6-10 days	no service

And now for more detailed information on some banks ...

Belarusbank

Standard distribution - we are waiting for personal cards, unnamed cards (only Belkart) are issued immediately, but only if they are available at the bank branch. It is better to check availability by phone so as not to waste time in queues.

Belagroprombank

Urgent production of the card will take 2 days.

Belinvestbank

Unnamed cards - Maestro. In case of urgent registration of cards, the production time is reduced to 2 days in Minsk and to 5 in the regions.

Paritetbank

All debit cards are personalized and issued within 10 business days. But a credit card (Belcard) is issued immediately after the signing of the loan agreement.

BPS-Sberbank

The bank provides the possibility of urgent production of payment cards in some branches in the city of Minsk. When contacting a bank branch before 12:00, the card will be issued on the next banking day, after 12:00 - in one banking day.

Priorbank

In Minsk, the card is made in 3-5 days. When contacting the department on the street. Kropotkin, 91 the time is reduced to 1-2 days. In the regions, you will have to wait about a week.

The surcharge for urgency can be used everywhere, except for the above department at 91 Kropotkina. There, cards are made faster, without paying for additional services.

Bank BelVEB

Types and possibilities of bank plastic cards of JSC "ASB Belarusbank"

The constantly increasing requirements for the range and quality of services, the growing competition between banks for the client, for the resources of the population made it necessary for JSC JSSB Belarusbank to search for new forms, methods, tools for working with the population.

In total, as of 01.01.2013, there were 4.8 million plastic cards of JSC “JSSB Belarusbank” in circulation. Also, as of 01.01.2013, there were 1109 ATMs of JSC “JSSB Belarusbank”, more than 2.1 thousand information kiosks, 30.3 thousand electronic terminals installed at trade and service enterprises, more than 2 thousand cash points, almost 2 thousand points for accepting utility payments ...

OJSC ASB Belarusbank issues the following types of plastic cards:

• 1. Plastic cards for individuals:
• 1.1 Cards for use on the territory of the Republic of Belarus;
• 1.2 International cards;
• 1.3 Savings Cards.
• 2. Plastic cards for legal entities:
• 2.1 Corporate plastic cards;
• 2.2 Salary project.

Let's take a closer look at these types of plastic cards.

Cards for use on the territory of the Republic of Belarus - plastic cards VISA Electron, Maestro and BELKART with a magnetic stripe of JSC “ASB Belarusbank” with an account in Belarusian rubles are intended for use only on the territory of the Republic of Belarus.

The card holder has the ability to:

• · Receive cash in foreign currency: at cash points of JSC “JSSB Belarusbank” - US dollars and euros; in two-currency ATMs of JSC “ASB Belarusbank” - US dollars; at ATMs and branches of other banks - US dollars and euros (except for BELKART cards);
• · To carry out operations around the clock and regardless of the bank's operating mode;
• · Pay for goods and services in trade and service enterprises (shops, gas stations, cafes, restaurants, canteens, pharmacies, etc.);
• · Make non-cash transactions and use a wide range of services in self-service terminals, ATMs and utility bills;
• · Withdraw cash in Belarusian rubles without commission at cash points and ATMs of JSC “ASB Belarusbank”, as well as at ATMs of the National Bank of the Republic of Belarus, JSC “BPS-Bank”, JSC “Belinvestbank” (for cards Maestro, VISA Electron, BELKART); at ATMs of OJSC "Belagroprombank" (for VISA Electron, BELKART cards).

International cards for individuals - VISA Electron and Maestro JSC "ASB Belarusbank". The card account is opened in US dollars. At the request of the client, it can be opened in 2 (3) currencies: US dollars, euros and (or) Belarusian rubles.

International cards VISA Electron and Maestro allow their holders:

• · Withdraw cash from 1 million ATMs, as well as pay for goods and services in more than 10 million trade and service enterprises equipped with electronic terminals around the world;
• · Get ​​rid of the need to declare foreign currency when traveling abroad;
• · Make non-cash transactions and use a wide range of services in self-service terminals, ATMs and utility bills of Belarusbank.

Another type of international plastic cards is VISA Classic and MasterCard Standard of JSC JSSB Belarusbank. VISA Classic cards are based on a new chip technology that provides additional security during transactions, and can be issued for both 1 and 2 years. The card account is opened in US dollars. At the request of the client, it can be opened in 2 (3) currencies: US dollars, euros and (or) Belarusian rubles. Maintaining a card account in 3 currencies is beneficial for the cardholder, since abroad he can pay from foreign currency accounts, and on the territory of the Republic of Belarus - from ruble accounts.

International plastic cards VISA Classic and MasterCard Standard allow their clients:

• · Receive monthly account statements by e-mail;
• · Make non-cash transactions and use a wide range of services in self-service terminals, ATMs and utility bills of Belarusbank JSC;
• · Use the SMS - notification service, which allows you to control the spending of funds from the card account;
• · A client of JSC JSB Belarusbank, issuing a VISA Classic and MasterCard Standard card, receives an electronic card of another payment system - Maestro or VISA Electron on favorable terms.

The most prestigious of the international plastic cards - VISA Gold, MasterCard Gold.

International cards Visa Gold and MasterCard Gold of JSC "JSSB Belarusbank" are one of the most prestigious cards that guarantee increased attention, comfort and the highest quality of service. VISA Gold cards are based on a new chip technology that provides additional security during transactions, and can be issued for both 1 and 2 years. The card account is opened in US dollars. At the request of the client, it can be opened in 2 (3) currencies: US dollars, euros and (or) Belarusian rubles. Maintaining a card account in 3 currencies is beneficial for the cardholder, since abroad he can pay from foreign currency accounts, and on the territory of the Republic of Belarus - from ruble accounts.

International plastic cards Visa Gold and MasterCard Gold allow their holders:

• · To withdraw cash around the clock from ATMs and cash points, as well as to pay without restrictions in all trade and service enterprises that serve VISA and MasterCard cards, around the world;
• · Receive discounts and benefits in a number of foreign trade and service enterprises (cafes, restaurants, hotels, theaters, airports, etc.);
• · Book hotel rooms or rent a car;
• · Receive monthly account statements by e-mail;
• · Make non-cash transactions and use a wide range of services in self-service terminals, ATMs and utility bills of Belarusbank;
• · On preferential terms, issue an additional card for a family member, giving him the opportunity to use the funds on the account;
• · Use the SMS-notification service, which allows you to control the spending of funds from the card account;

A client of JSB Belarusbank, who draws up a Visa Gold or MasterCard Gold card, receives an electronic card of another payment system, Maestro or VISA Electron, on preferential terms.

Another type of international plastic cards is VISA Electron with a chip. International chip cards VISA Electron with an account in Belarusian rubles comply with the latest requirements of international payment systems (EMV standard) and provide additional security during transactions. They are affordable and, unlike other international cards, are issued for a period of 3 years.

International chip cards VISA Electron with an account in Belarusian rubles allow:

• · Receive wages and other incomes on the territory of the Republic of Belarus;
• · Make transactions in any currency at ATMs, banks, trade and service enterprises around the world.

International plastic card VISA Electron for women - Lady Cards is the most stylish card. When registering Lady Cards, each woman receives a convenient case for her storage as a gift. If you wish, you can issue an additional card to your card account for your daughter, mother, grandmother or girlfriend, with which they will be able to use the funds on the card account.

Lady Cards allow you to:

• · Receive wages, benefits, dividends and other income on the territory of the Republic of Belarus;
• · Receive special discounts when paying for goods and services in shops, beauty salons, restaurants, pharmacies and a number of other trade and service enterprises;
• · Use a wide range of services in self-service terminals, ATMs and utility bills of Belarusbank JSB OJSC;
• · Make transactions in any currency at ATMs, banks, trade and service enterprises around the world;
• · In agreement with the bank, issue a short-term loan - overdraft.

Savings cards of JSC "JSSB Belarusbank" for individuals BELKART and Visa Electron with a chip allow the most profitable storage of funds, receiving additional income in the form of increased interest on the amount of funds stored on the card account. The more funds are stored on the card account, the higher the income accrued on them.

JSC "ASB Belarusbank" offers BELKART savings cards intended for use only in the Republic of Belarus (a card account for a BELKART savings card is opened in Belarusian rubles) and Visa Electron international savings cards with a chip, which can be used both in the republic and outside of it (a card account for a Visa Electron savings card with a chip is opened in US dollars)

Savings card holder:

• Has round-the-clock access to the funds stored on the card account and can dispose of them without limitation on the amount:
• · Pay for goods and services in trade and service organizations;
• · To carry out a wide range of non-cash transactions in self-service kiosks, bank branches, ATMs, from a mobile phone and via the Internet;
• · Withdraw cash at any convenient time.

Corporate plastic cards of JSC “JSSB Belarusbank” MasterCard Business and Maestro are intended for legal entities and individual entrepreneurs. They are a modern and convenient payment tool for monitoring and streamlining both business-related expenses and travel expenses of companies, which greatly helps to reduce the burden on the accounting department.

JSC "ASB Belarusbank" offers both international corporate cards MasterCard Business and Maestro, and corporate cards Maestro, intended for use only on the territory of the Republic of Belarus. The card account for the international corporate card MasterCard Business and Maestro is opened in US dollars. At the request of the client, it can be opened in 2 (3) currencies: US dollars, euros and (or) Belarusian rubles. The card account for the corporate card Maestro, intended for use only on the territory of the Republic of Belarus, is opened in Belarusian rubles.

Corporate cards allow:

• · Get ​​rid of the need to issue cash to employees of the enterprise for travel expenses and expenses related to economic activities;
• · Individual entrepreneurs to pay for goods abroad;
• · By receiving monthly account statements, control the intended use of funds on the card account;
• · Restrict the spending by employees of funds from the card account by setting limits;
• · To issue an unlimited number of cards to one card account;
• · To carry out non-cash payments for free;
• · Withdraw cash Belarusian rubles free of charge from ATMs and branches of JSC “JSSB Belarusbank”, as well as ATMs of the National Bank of the Republic of Belarus, JSC “BPS-Bank” and JSC “Belinvestbank”.
• · International corporate cards MasterCard Business allow you to book rooms in hotels, rent a car.

To open a card account, a legal entity (individual entrepreneur) does not need to have a current account with JSSB Belarusbank.

The MAESTRO plastic gift card of JSC JSB Belarusbank is a stylish and elegant gift card that allows you to make non-cash payments in trade (service) organizations, in self-service kiosks, ATMs, from a mobile phone (SMS-banking, M-banking), and receive cash cash.

The Maestro gift card, which can be purchased in just a few minutes, is packed in a colorful envelope and will become a welcome gift for your friends, family and friends. You give the opportunity to a dear person to decide for himself what will make him happier, and what kind of desire will come true this time.

If necessary, the recipient of the gift can always replenish his gift card and continue to use it throughout the territory of the Republic of Belarus.

All of the above types of plastic cards are presented in Appendix No. 1.

We continue to investigate the work of banks within the framework of the project "Consumer Experience"... This time we decided to visit the Belarusbank office. But before that, we called the contact center to decide on the card that we want to issue ...

A few seconds of waiting passed, and a kind girl answered the phone:

— Good afternoon. My name is Tatyana. Listen to you.

- Good afternoon, Tatiana. I would like to issue a regular debit card at your bank. Give me a good card.

The operator clarified my name, and throughout the conversation she addressed me exclusively by my first name.

- Are you considering an international card for registration?

- Do not know yet.

- If international, then they are issued with us on a paid basis. If you are considering a card that will be valid only on the territory of Belarus, then you can consider a card of the BELKART - Standard payment system. It is free and is valid for 4 years. You can use it to pay in trade organizations and services on the territory of Belarus, Internet payments can only be made on Belarusian sites that have entered into an agreement with our bank to accept payments by BELKART cards ...

- Yes, such a map would suit me.

—Do you need a card for personal use? Not for salary, but just for personal?

- Yes, on the territory of Belarus.

- In this case, apply with a passport to any branch of Belarusbank that deals with the issuance of payment cards. If the bank institution will have available blanks of non-personalized cards, that is, without applying the surname and first name, then the card can be received immediately. And so, as a rule, the card is produced within 7 working days.

- Can I guide you by departments?

- Yes, orientate.

The patient girl called me one address after another, and stubbornly searched again and again until she found the nearest bank. As a result, satisfied with the consultation and armed with a passport, I went to the department number 514/187 at the address - st. Y. Kolas, 47/1.

Branch No. 514/187 of Belarusbank at the address - Minsk, st. Y. Kolas, 47/1

If the office does not look very presentable from the outside, and the front door creaks and does not lend itself to displeasure, then the interior is very good.

As soon as I entered the department, the first thing I saw was numbered cash desks and an electronic queue device, with which I received a ticket without any problems. Along the perimeter of the hall there are soft leather-upholstered chairs. On one of them I settled down.

In the right corner of the room was a consultant girl. True, she did not sit for long - she was just snapped up by the clients. The girl not only actively answered questions, but more than once helped pay for services through self-service kiosks.

The line moved quickly, so there was no need to wait long. To issue the card, the "electronic voice" invited me to an individual booth number 8, which was located in the farthest corner of the room.

A pleasant young man greeted me, and we struck up a business conversation.

- Hello, I want to issue a card and receive it as soon as possible. I know you have free cards.

- What are the purposes of the card? For personal use? For enrollments?

- For personal ...

— Do you want an ordinary card in Belarus? There are good international cards, we can also issue them immediately.Visa Electronwith a package of services "To start", with notification of incoming transactions, with cashback, that is, with a return of a certain percentage when calculating on the Internet ...

- Is this card paid?

- It costs 10 rubles.

- Then I need a BELKART card.

- We will hand over the card immediately, but it will become active within 5 hours. Roughly speaking, from tomorrow it will be possible to replenish it and make expenditure transactions.

As soon as we decided on the map, the registration process began. Usually, banks give 1 contract for signing, well, the maximum is 2, but in Belarusbank, to my surprise, there were a lot of documents for signing, somewhere around 5.

As soon as all the formalities were met, the specialist told me about the remote service systems, after which, thanking me for the visit, he said goodbye.

Personal opinion of the correspondent

I liked the consultation in the contact center. The specialist told me about all the main details, and the opportunity to get a free card was a pleasant surprise :)

The registration of the card in the department went very quickly, despite the abundance of documents, the specialist worked quickly and professionally. The entourage was spoiled only by the stubborn and creaky front door, but these are trifles.

The result of the visit tobranch number 514/187 Belarusbank, at the address - Minsk, st. Y. Kolas, 47/1 - 47 points out of 81 possible

Evaluation criteria in the competition				Belarusbank
By phone	Time of waiting for a response from the Contact Center on the line	0 points - more than 3.5 minutes	MAX 10	5
		1 point - 3.5 minutes
		2 point - 3 minutes
		3 point - 2 minutes
		4 point - 1 minute
		5 points - less than 30 seconds
	Completeness of information received from the Contact Center	... did they offer card options - 1 point		1
		... have you specified the cost of registration - 1 point		1
		... told where to go (place and time of work) - 1 point		1
		... offer of preliminary registration to the department - 2 points		0
Visit to the bank	Quality		MAX 34	3
	Waiting time in queues at the bank, summing up the waiting time to a specialist and to the cashier	0 points - more than 20 minutes
		1 point - 20 minutes
		2 points - 15 minutes
		3 points - 10 minutes
		4 points - 5 minutes
		5 points - less than 1 minute
	Registration speed (we summarize the time spent with a specialist, at the checkout and the time spent on receiving the card)	0 points - more than 35 minutes		5
		1 point - 35 minutes
		2 points - 30 minutes
		3 points - 25 minutes
		4 points - 20 minutes
		5 points - 15 minutes
	Card issue speed	0 points - more than 5 days		10
		2 points - from 3 to 5 days
		5 points - the next day
		10 points - on the same day
	Completeness of information	... payment system (explanation) - 1 point		1
		... local or international - 1 point		1
		... explanation about contactlessness - 1 point		0
		... explanation about 3D Secure - 4 points		0
		... production time - 1 point		1
		... manufacturing / maintenance cost - 1 point		1
		... commission for withdrawals at banks and ATMs - 1 point		0
		... availability and cost of Internet banking (IB) and mobile banking (MB) - 2 points		2
		... process of connecting IB and MB - 1 point		1
	Facilities		MAX 37	5
	Convenience of receiving	if the bank informs about the readiness of the card, add 5 points, if not - 0 points
	Serviceability	... cleanliness - 1 point		1
		... electronic queue - 1 point		1
		... presence of a consultant - 1 point		1
		... the presence of sitting places for waiting - 1 point		1
		... availability of free Wi-Fi - 3 points		0
		... water cooler with cups for customers - 1 point		0
		... availability of free treats for the client (tea, coffee, apples, sweets) - 3 points		0
	Convenience of the information provided	... the font of the contract - Times New Roman, at least 12 points in size - 1 point		1
		... the agreement does not contain references to other agreements that are posted on the bank's website - 1 point		0
		... is it possible to read the agreement on the spot and ask questions to the bank employee - 1 point		1
		... is it possible for the client to make changes to the agreement with the bank - 10 points		0
	Staff attitude	... a bank employee greeted - 1 point		1
		... the bank employee was friendly - 3 points		1
		... is it possible to receive a copy of the document by e-mail, via messenger, SMS, etc. - 3 points		0
		... the bank employee said goodbye - 1 point		1
Maximum number of points			MAX 81	47