Not everyone knows that in Beeline stores since 2014, you can not only buy a gadget or a SIM card, but also get a Beeline Mastercard plastic card for free. The advantages of owning such a card largely lie in the bonuses that the holders can enjoy, along with the standard plastic features.
Benefits of the Beeline Mastercard payment card
Since the appearance of this card is directly related to the customer loyalty program " Happy time”, Then the bonuses that it provides are associated with communication. Making purchases using non-cash payment - Beeline plastic, holders accumulate bonuses, which can then be spent either in salons cellular operator for the purchase of gadgets (only those specified in special list) or services cellular... 1% of bonus funds are returned to the card for any payment, 5% if a purchase was made or a service was purchased in establishments from special categories that are indicated on the site. If you spend money on special promotions then the bonuses can be up to 20%. (Categories and promotions appeared only in 2016.)
Also, users receive free service, as well as the issue, re-issue of the card and SMS notification of payments or promotions. Between Beeline cards, you can transfer money for free, to a card of another bank too, but provided that the "Interest on the balance" service is connected. It cannot be configured on your own, you need to contact the Beeline office. The annual rate is 9% with a minimum balance of 500 rubles. This service allows you to withdraw up to 50,000 rubles monthly. cash without commission, while under normal conditions for receiving cash through an ATM, the commission will be 1%, if you use bank cash desks - 4%.
You can also pay by card via the Internet (security is ensured by the 3D-Secure service), but you should be aware that when using Mobile Banking or the user's personal account, bonuses for purchases will not be credited.
Some conditions for using the card depend on its type - Masercard Standard or World. Bonuses are not credited to Beeline Mastercard.
In their personal account, users can also order a personalized contactless card with a chip, which allows contactless payments via PayPass. They will make it free of charge and deliver it to the specified address Russian Post. Delivery cost - 200 rubles.
You may have questions about how to replenish the Beeline card. There are several ways. For example, in Beeline stores or through your personal account using another bank card, this can be done for free. In case of an interbank transfer, the interest is set by the sending bank. Another way is ATMs, terminals and online services for transferring from card to card (for example, from Yandex Money). These methods involve a commission, the size of which usually ranges from 0.5%.
On the Internet, reviews of Beeline's plastic card are mostly positive, although at first the holders had difficulties using bonuses.
From plastic card Beeline of any type can be made credit by contacting the communication salon with a passport and one more identity document. Depending on the credit history, type of card, you will be given a grace period for crediting. An application for registration can be left through the Internet form on the service website. On this moment you can borrow funds to a Beeline Mastercard from Tinkoff Bank or Alfa Bank.
It is unambiguous to say that one of them offers more profitable terms it is forbidden. However, credit cards from these banks have slight differences in almost every item.
- Thus, Tinkoff-Bank works with holders between the ages of 18 and 70, while Alfa-Bank has narrower boundaries - 21-65.
- Also Tinkoff-Bank provides loans up to 300,000 rubles, Alfa-Bank only up to 90,000 rubles. The lower threshold of the limits is the same - from 15,000 rubles.
- The interest rate of Tinkoff-Bank is also slightly lower than that of Alfa: 34.9% versus 35.99%.
- But for cash withdrawal of credit money, both banks charge a commission in the same amount: 4.9% + fixed 500 rubles.
Like any successful company, Beeline is constantly evolving, and this is not only about optimization tariff plans and improving conditions for their clients. Following Euroset with its Kukuruza, the telecom operator began issuing payment cards with similar functionality.
The MasterCard card from Beeline is available not only to subscribers of this company, but also to customers of any other cellular operators. The card is used in the same way as a regular bank card - to pay for purchases on the Internet and in ordinary stores, to pay bills and much more. What is the difference between the Beeline payment card and its counterparts?
Advantages
MasterCard Beeline has many features:
- The ability to pay bills worldwide - wherever available electronic system payments.
- No service fees, free SMS-informing and account replenishment.
- Useful bonus system- for any purchases, and you can spend them to pay Beeline bills - for communications, Internet and TV. Additional bonuses can be obtained through promotions and as gifts on holidays.
- Benefit when translating rubles into other currencies - the conversion takes place by official rate Of the Central Bank, no extra commissions.
- Availability special application for smartphones, through which it is easy to pay for communications, track transactions and transfer funds.
- Possibility of up to 300 thousand rubles with a two-month grace period.
- The international system MasterCard acts as a guarantor of transaction security.
Types of cards
Beeline payment card can be issued in one of three options:
- MasterCard World- available only to Beeline subscribers, differs in the size of bonuses equal to 1.5% for each operation.
- MasterCard Standard- the size of bonuses for this option is 1%, but in this case, registration can be done for a subscriber of any operator.
- MasterCard PayPass - name card with a chip contactless technology... It can be issued only to those Beeline subscribers who already have one of the main two cards. The size of bonuses, like World, is equal to 1.5%.
How to get MasterCard Beeline?
MasterCard World and Standard are issued in one of the offices of the Beeline operator. If you have one of the options, you can exchange a regular plastic card for a contactless one.
MasterCard World registration
Any Beeline subscriber with a passport, regardless of experience, can become the holder of such a card. Upon receipt, the account must be topped up with at least 3000 rubles - this step can be skipped by premium customers. You do not need to wait for activation, after registration you just need to get your PIN-code.
Registration of MasterCard Standard
The Beeline company today, in addition to its main specialization - the provision of cellular services, also implements additional offers, among which there are even banking services. So, each subscriber, if he wants, can get a bank card Beeline MasterCard, for which there are quite favorable conditions, and use it for purchases or cash withdrawals from ATMs.
Today in our article we will pay attention to the consideration of information regarding this card. And also what percentage of the balance is offered on the Beeline card.
Bank card Beeline: financial conditions and advantages
A Beeline payment card with an interest on the balance is a completely ordinary and familiar bank card in 2017, on which customers are offered to use both a personal account and a credit limit. Funds from the card, of course, can be used for any needs and at any time.
Frankly speaking, this banking product does not have any special advantages over the cards of other banks in the country. What sets it apart from a number of other proposals is only the possibility of receiving funds for storing money on the card.
Each subscriber who has received a Beeline payment card can monthly receive a percentage on the balance in the account, calculated systematically based on the results of data on the personal funds stored in the bank account.
As for more accurate ratios, the interest on the balance can reach 7.5% per annum. However, if there is a very insignificant amount of funds on the balance, the percentage of dividends charged on it will significantly decrease (up to 3.5% per annum).
Other advantages of the card include the following:
- Free service;
- The ability to receive cashback in your favorite places (categories are set in your account and in the application) up to 5%;
- Cashback in the amount of 1% for any purchases;
- Free notification of transactions via SMS.
How to get a Beeline card
If you are interested in obtaining a bank card from one of the largest "players" in the Russian cellular market, this can be done very simply: visit any of the company's offices. Of course, you must have a passport with you. The card is issued in just a few minutes. So you can expect to leave right away with a new plastic item in your pocket.
Video "Bank card Beeline": 5 pluses and 5 minuses
How to disable interest on the balance on a bank card Beeline
Returning to the issue of calculating interest on the balance, it should be noted that this option, although it is very convenient and advantageous offer, has some limitations, which can be a big inconvenience for card users.
It is that the interest on the account balance is charged free of charge to the carriers of the Beeline bank card only in the first two months from the date of receipt new card.
- If during the month at least 3 thousand rubles were constantly on the client's account;
- The card was used to pay for purchases in the amount of at least 3 thousand rubles within a month;
- The card was replenished for at least 3 thousand rubles per month.
In other cases, for using the service of calculating interest on the balance, subscribers will have to pay 99 rubles in a monthly format.
Operators mobile communications constantly expanding horizons, so the Beeline payment card has become another discovery from a well-known provider. For its registration, it is not necessary to be the owner of the SIM card of the corresponding mobile operator, however, Beeline subscribers have great advantages in use. However, other participants in the system can also see the merits of the means of payment.
At the moment, Beeline is engaged in the issue of debit cards, which can be used as credit cards if they are issued accordingly. All of them belong to the MasterCard system and can be used all over the world. Also, all varieties make the holder a participant in the bonus program. In accordance with the rules of the promotion, when paying for purchases and services using a Beeline card, the participant is awarded a certain number of points, which can be spent on paying for certain services and goods in certain stores.
There are 3 types of plastic:
- Standard- a product that anyone can get. Registration is possible for any number mobile operator. bonus program charges 1% of the purchase amount.
- World- a tariff available only to Beeline subscribers with bonuses of 1.5% of the purchase amount.
- PayPass- a chip or contactless product that can only be obtained by a Standard or World holder. Bonuses are similar to the Word project.
The main difference between the products is the amount of bonuses accrued, as well as the design. For example, PayPass is a personalized card, so you need a passport to get it. If the Beeline payment card is used as a credit card, then a second document confirming the identity of the client will be additionally requested.
Card design
The only way to get a Beeline card is to contact the customer service office. This method is suitable for variations of MasterCard Word and Standard, but the improved PayPass must first be registered with Personal account payment system, after which it will be sent by mail.
You get Master Card from Beeline within minutes. However, the plastic itself must be activated and the card must be replenished. The top-up amount varies from 100 rubles to 3000 rubles, depending on the type payment card.
- The start of work is carried out in the telephone mode at the number 88002345755.
- If you postpone activation for more than 3 weeks, you will need to use the line 88007006119.
- Activation is also possible when calling from abroad to a paid number +73833630851.
Benefits of a Bi-card
In fact, the use of the Beeline payment card is accompanied by many restrictions, but basically it is compared with the "Kukuruza", which also has rather strict conditions. When using a Beeline debit card, you need to know:
- For servicing a bank card, money is not debited.
- The exchange is free of charge.
- The receipt is accompanied by the connection of free SMS-informing about the movement of money in the account.
- Transfer to another card of the same system without commission. The same operation on plastic of other banks is free only for transfers less than 100 thousand rubles, then the commission is from 20 to 1000 rubles at 0.5%.
- Withdrawing funds without commission only up to the amount of 50 thousand per month.
Knowing several options for how to replenish the card, it is advisable to choose depositing money at the Beeline office, since this is one of the few ways to recharge for free. Also, the commission is not charged for transfers from other cards, but only if the amount is more than 3000 rubles.
3000 rubles is a significant amount for plastic in many aspects.
With a constant minimum balance of 3,000 rubles, the subscriber receives a free connection for calculating interest on the balance on the account. Also, this service is activated in case of monthly expenses for the same amount. The interest on the balance itself is charged monthly in the amount of 3.5 to 7.5% per annum, but there is talk of a possible increase in the rate to 9%.
bonus program
Although each card already has a certain bonus limit, it can be increased up to 15% if you make purchases in certain stores. After activating the card, the client needs to go to the user's personal account and select several "Favorite categories", for which the bonus cashback will increase to 5% per purchase. You can select up to 3 categories at a time. In the section with the name of the categories, you can find more detailed description certain purchases that give money back.
You can get 15% of the payment if the purchase was made in Beeline partner stores, including the Perekrestok supermarket chain, Apteka.ru and others.
Despite the possibility of increasing the cashback, maximum amount accumulations per month cannot exceed 3000 rubles.
You can spend bonuses to pay for mobile communications, the Internet, purchase a phone and other products in the Beeline office or partner stores. When replenishing mobile communications, there are restrictions on the amount, since it should not exceed 90% of monthly expenses for the last six months. The same system works when paying for other goods.
Beeline payment card is used to pay for various goods and services. But in order to be able to make purchases, there must be funds on the account. How to top up a Beeline card? What methods of replenishment are there?
From a linked bank card through your Personal Account
This is the most convenient way to recharge. You can link any payment card, but your own. To do this correctly and quickly, follow these steps:
- Enter the Internet bank of the Beeline card. The login form is on the page at this link.
- If you do not have a username and password yet, then click on "Enter with a new card".
- After that, a tab with a form will open, in which you need to enter the barcode number of the new "plastic" account and your date of birth.
- Click on the "Send SMS" section and enter on new page the code from the message that will come to the phone.
- Then go to the "Link card" tab.
- Enter all the details and click "Submit".
Now you can replenish the Beeline card from the attached "plastic" from another bank. To do this, do the following:
- Log into the Personal Account of the Internet Bank of the Beeline card.
- Click "Deposit".
- Select the card from which the amount will be transferred.
- Click Submit.
This method of replenishment is convenient because you can put funds into an account from another "plastic" without a commission, but with an amount of 3000 rubles or more. If the amount is less than 3000 rubles, then the commission will be only 50 rubles.
Balance increase with the help of Beeline offices
To do this, you need to prepare the required amount of cash Money and contact an office employee. In any Beeline office, the card is replenished instantly.
The maximum amount on an unnamed card is 100 thousand rubles, and on a personal one - 600 thousand rubles.
Replenishment through the MKB terminal
Terminals of Moscow Credit Bank(MKB) is in every large supermarket, railway stations and airports. Money is credited to the account instantly, there is no commission. To deposit funds, take the following steps:
- Go to "Menu", then to "Money Transfers".
- Select "Transfer to card".
- Enter the details of the "plastic" account and the amount.
- Click "Payment" and take your check.
Convenient way: interbank transfer by bank details
You can find the details of the Beeline card in your Personal Account on the Internet Bank website. Replenishment is sent legal entity RNCO "Payment Center" (it includes payment card Beeline).
It is important to fill in the purpose of the payment correctly, otherwise the funds will not be credited to the required card. It should be written like this: “Transferring money without opening an account. Recipient (full name), card number. Not subject to VAT".
This transfer can be made via the Internet Bank. If you make a transfer at the bank's office, then the specialist can change the purpose of the payment and the money will not come to the required card.
Let's summarize
The easiest way is to replenish the Beeline bank card account through the Internet bank: it is quick and simple. There are also other ways to increase the balance on the "plastic" account.
If you need to replenish another card from a Beeline bank card, then it is better to contact the office of the same name or make a payment through the Internet bank of this card.
Follow the instructions and you will be able to increase your account balance by the required amount.
